Skip to Navigation

Category: Savings

State pension top up opportunities

In the Autumn Statement 2013 the government announced its intention to introduce a scheme to allow pensioners to top up their additional State Pension with a new class of voluntary National Insurance contribution to be known as Class 3A.

Read more
22 Sep 15
Steven Greenwood, Director, Cassons Financial Planning Limited

Pension freedom – not as “free” as you think

The new pensions freedom of choice has given people far greater power over how they spend, save or invest their retirement funds in future. This has led to many questions and misconceptions arising.

Read more
14 Jul 15
Steven Greenwood, Director, Cassons Financial Planning Limited

Pension freedom - death benefits

The removal of the 55% ‘death tax’ on the value of money purchase pension funds means for those who can afford to hold on to pension cash there are now many more opportunities to pass their wealth down to future generations.

Read more
3 Jul 15
Steven Greenwood, Director, Cassons Financial Planning Limited

Pension freedom - taking the money

From April 2015 these new flexible rules make it possible to take money purchase pension benefits, if you are aged 55 or over, as almost any mix of lump sum and income. A maximum of 25% of your pension can be taken tax-free. You can take it all immediately or the first 25% of each withdrawal can be tax free.

Read more
12 May 15
Steven Greenwood, Director, Cassons Financial Planning Limited

ISAs - the transfer of tax breaks

The Chancellor announced in the Autumn Statement that ISAs will be able to be passed on death to a surviving spouse or civil partner without losing the tax breaks.

Read more
26 Jan 15
John Davenport, Director, Cassons Financial Planning Limited

Stay in control of your finances at university

Having seen both my daughter and son attend (and graduate!) from Sheffield and Newcastle universities over the last few years I have seen firsthand how important it is for students living away from home to budget their spending.

Read more
25 Sep 14
Steven Greenwood, Director, Cassons Financial Planning Limited

Alternative investments in today’s market

The phrase "markets can fall as well as rise," is a familiar enough one to investors. No one can predict for sure how far investments in equities could rise or, perhaps more importantly, how far they could fall.

Read more
8 Oct 11
Steven Greenwood, Director, Cassons Financial Planning Limited

Understanding the impact of changes to company pension schemes

According to the Mayan Calendar the world will come to an abrupt end on 21 December 2012! If this prediction is correct, then employers will not have to worry about the changes which will take effect from October 2012 brought in by the recent Pens...

Read more
28 Jun 11
John Davenport, Director, Cassons Financial Planning Limited

Pension savings remain inadequate

According to the latest annual Scottish Widows UK pension report, half of people are not setting sufficient sums aside for their retirements. They have found that just 51 % of those surveyed are making adequate provision for the time they stop wor...

Read more
13 Jun 11
Steven Greenwood, Director, Cassons Financial Planning Limited

How will you fund your children through university?

Tuition fees are once again in the headlines at the same time as many students are sitting their A levels, with their sights firmly set on university. If you are a parent with children aged under 21 you may be feeling some trepidation about how yo...

Read more
9 Jun 11
Steven Greenwood, Director, Cassons Financial Planning Limited