Retirement:
Can I get my contributions back?
The general rule is that you cannot get your contributions back and you do not have access to the funds in the pension scheme until your retirement.
The exceptions to this are:
- You get any contributions made to a policy back if you cancel the policy in the ‘cooling off’ period
- You leave an employer’s pension scheme you have been in for less than two years provided the scheme is either a final salary scheme or a stakeholder scheme
- You get any contributions made to a scheme back if you were not eligible to join that scheme
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Where next?
Within Your pension questions answered…
- How many pensions can I have?
- How much can I save for my pension?
- How much should I save for my pension?
- What happens if I leave my job?
- What happens if I stop my contributions?
- What happens if I get divorced?
- What happens when I die?
- What happens if I want to retire abroad?
- Overview of pensions
- The state pension
- Pensions provided by your employer
- Pensions you arrange yourself
- Glossary of commonly used terms
- The new rules effective from April 2006
General…
